If you cancel your subscription, you will still be on your current plan until the next renewal date, at which point you will no longer be charged and cannot use any potential credits.
However, you will still have access to the tracks you have previously purchased. You can download these tracks, and loops from these tracks, indefinitely.
You can also license new songs from any previously downloaded tracks.
In addition, we will save all of your credits even after you cancel, so if you decide to come back, they are waiting for you!